BharatPe refer and earn 2023: Earn Cash Back upto Rs500

In recent years, with the rise of digital payments, many companies have introduced referral programs to incentivize their users to spread the word about their services. One such program is the BharatPe Refer and Earn program.

BharatPe is a leading Indian fintech company that provides digital payment solutions to small businesses.

In this article, we will discuss everything you need to know about the BharatPe Refer and Earn program, how to participate, and how to earn rewards.

BharatPe Refer and Earn

BharatPe refer and earn

BharatPe Refer and Earn is a referral program introduced by BharatPe to encourage its users to refer their friends and family to use BharatPe’s digital payment services. In this program, users can earn rewards for every successful referral they make.

To participate in the BharatPe Refer and Earn program, follow these simple steps:

Step 1: Download the BharatPe App

The first step to participating in the BharatPe Refer and Earn program is to download the BharatPe app from the Google Play Store or Apple App Store.

Step 2: Sign up and Verify Your Account

After downloading the app, sign up for a new account and complete the verification process by submitting your KYC documents.

Step 3: Go to the ‘Refer and Earn Section

Once your account is verified, go to the ‘Refer and Earn’ section in the app to get your unique referral link.

Step 4: Share Your Referral Link

Share your referral link with your friends and family through various social media platforms, messaging apps, or by simply sending them an SMS.

Step 5: Earn Rewards

Every time someone signs up for a new BharatPe account using your referral link and completes their first transaction, you will receive rewards in your BharatPe account.

What is the BharatPe app?

what is bharat pe

Bharatpe is a UPI digital app that provides customers with a host of facilities ranging from transactions such as payment transfers, loans, investment interest accounts, xtraIncome cards, swipe machines, recharge and bills, insurance, khatabook, check credit score, run, Bharat Pay Gold, Refer & Earn, QR Code.

Bharat Pe company accepts QR codes for Google Pay, Phone Pe, Paytm, Bhim App, Dakpay, and more than 100+ payment apps for its customers to transact.

The Bharatpe app has a 4.2 rating on Play Store and has been downloaded by 10M people. Bharat Pay Company was established in April 2018, it is an Indian company. The company is registered by the Government of India. The CIAN number of the company is L65999MH2003PLC250504.

How to create an account on the Bharat Pay

Step 1. In the next step, you have to enter your mobile number, after entering the mobile number, you will be asked for an OTP, OTP will come to your number, and you have to enter that OTP.

Step 2. After OTP verification, you have to select your bank name, whatever your bank is, after that it will ask you for the IFSC code and bank account number, then you have to add your bank account number and IFC code.

Step 3. After that your name and bank account number will be 100 correct in front of you then you will be asked if this is your account, if your account is correct then you have to select the same account.

After that you will be asked for your shop name and shop category, then you have to enter the name of the shop you have or if there is no shop, you have to enter your name and in the shop category to which category your shop belongs to that category. You have to select and click on continue, thus your Bharat Pay account will be ready for transactions.

How to take a loan in India?

If you want to take a loan from Bharatpe, then you have to follow some Bharatpe terms and conditions to take a loan, let me tell you in detail. Your Credit Score should be good to take a loan, second step you have to do transactions with QR Code continuously for 30 days, after that as soon as you click on the loan wall p folder, your Bharatpe loan eligibility will be on,

After that, you can put in your loan request, although Bharat Pay gives loans ranging from 10,000 to 7,00,000 in a limit period of 2 to 18 months, according to the credit score of the person in front, it decides how much loan to give. If your loan is submitted, then whatever your loan amount is, it is transferred to your bank account.

Bharat Pay loan processing fee is 0% and the Bharat Pay loan interest rate is 24%, thus you can take a loan from BharatPe by following the above steps.

What is the BharatPe interest account?

A Bharat Pay interest account is called an Interest account in Hindi, interest account remains like our savings account, if we keep our savings money deposited in a Bharat Pay interest account, then we get 3 times more interest on Bharat Pay than other banks Means 12% interest is given to us.

We can transfer the money from the interest account to our account anytime, which we get along with interest, it takes 1 to 24 hours to transfer the funds to our bank.

Bharatpe Extra Income Card

Bharat Pay has launched an extra income card for its customers, which we also call a debit card or ATM card, this card is similar to private and government banks, so that we can withdraw money from any bank’s ATM,

Extra Income Card can also be ordered from mobile, which we receive by post at home in 1 to 7 working days, to order an Extra Income Card, you have to go to the option of Extra Income Card on Bharat Pay App and Apply Now. You have to click on this way you can order your Bharat Pay Extra Income Card.

Bharatpe swipe machine

Like other digital transaction platforms, Bharat Pay has also launched its own swipe machine, Most of them are used by shopkeepers. To order a swipe machine, you can order through the app on your Android mobile in India and you will receive it at your home by post.

Recharge and Bill Facilities

You will also get recharge and bill facilities on the Bharat Pay app in which you can do mobile recharge, You can book Tata Sky, Dish TV recharge, gas cylinder, and pay water and electricity bills online, you will get all these facilities on Bharat Pe App.

Bharatpe Khata Book

Talking about BharatPe khatabook, it has given a very good option.

To manage the account book, we have to download a separate app or there is an app of other companies, if you want to use the account book on Bharat Pay, then on the Bharat Pay app you will get an option called Account Book.

You can manage your account book and take advantage of this facility by going there.

How to transfer money from BharatPe?

Bharat Pay has also given the option of payment transfer to the customers. Which you can send your money to the front person through UPI or mobile number or you can also send it through a bank account and can also receive money.

This platform of Bharat Pay also works with Google Pay, Phone Pe, Bheem, and Dakpay apps in which your money is easily transferred,

How to Check Credit Score?

Bharat Pay has given a good feature on its app, check credit score, in this, you can check the credit score of any bank account of yours,

To check your credit score, provided you have linked your bank account with the Bharat Pay app, you can easily find out your credit score with one click.

What are Bharatpe Runs, and how to Redeem?

BharatPe has given the feature of Runs, you can also call Runs on BharatPe as Rupee.

1Runs of Bharat Pay is equal to 25 paise, Runs are available on the transaction, suppose I have transferred ₹500 to someone, then with ₹500 transactions, I will also get 1Runs or you can also say that on a transaction of ₹500 Get ₹1 Bonus,

Now let’s talk about how we can remove the accumulated Runs i.e. how to Reedom Runs,

Some terms and conditions have been given to do Runs Reedom, you can recharge in Runs Reedom from Bharat Pay, and you can also do shopping from there given in the Shopping option,

You can read 10% run at a time.

How do you insurance on the Bharatpe app?

An insurance facility has also been made available for the customers. You can also do insurance through Bharat Pay’s app.

Here you can shop for insurance, health insurance, life insurance, and protect your income insurance online.

What is the BharatPe QR code and how to use it?

QR CODE facility has also been made available in BharatPe. Which You can also order online, which will reach your address via post. You can also download and use the QR code through the app.

Who is the brand ambassador of Bharat pe?

For your information, let us tell you that the brand ambassador of Bharat Pay is Bollywood actor Salman Khan. And Indian International Cricket Team players Rohit Sharma, KL Rahul, Jaspreet Bumrah are also other players.


BharatPe Refer and Earn is an excellent opportunity for users to earn money by referring their friends to BharatPe. By participating in the program, you not only earn money but also help your friends and family experience the convenience and security of cashless transactions through BharatPe.

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