Mobikwik Referral Code: Signup & Earn Rs.75

Are you tired of using mobile wallets that don’t offer any perks? If so, it’s time to switch to Mobikwik. Mobikwik is a popular mobile wallet in India that not only allows you to pay your bills and recharge your phone but also rewards you for doing so.

And the best part? You can earn money just by referring your friends to the app. In this article, we’ll tell you everything you need to know about Mobikwik referral codes, how to use them, and how to earn Rs.75.

What is MobiKwik App

What is MobiKwik App

A mobile wallet using UPI (Unified Payments Interface) is called Mobikwik. It allows you to pay online using debit cards, credit cards, and internet banking.  You can also use it for insurance and investment purposes.

Mobikwik is an Indian digital mobile wallet that was founded in 2009 by Bipin Preet Singh and Upasana Taku and is headquartered in Gurugram.

Apart from digital payments, Mobikwik also offers the feature of Zip Pay Later, which provides you with a credit facility. You can use this credit feature for shopping, paying bills, and recharging your phone.

Now, let’s learn about the uses and features of Mobikwik.

Mobikwik app uses and features

  • The Mobikwik App is a useful tool that can be used on your mobile phone to recharge various things like your DTH or FASTag. 
  • You can also pay your daily bills for electricity, water, broadband, and more.
  •  You can pay your credit card bill, and make payments through QR codes.
  • You can even invest in mutual funds and gold, and get life insurance on the app.
  • The app has many features like 24/7 payment availability, a UPI-based payment system, support for more than 40 UPI banks, a Pay Later option, fast and secure payments, and a payment gateway for e-commerce websites.
  • You can also earn 20 rupees for every person you refer to the app.

Mobikwik Referral Code

Mobikwik did not provide any referral code but, it provides a referral link and you can use a referral link to refer your friends.

Step 1. Download the Mobikwik app from your friend’s referral link.

Step 2. Sign up for an account using your phone number and email ID.

Step 3. During the sign-up process, it will automatically detect the referee.

Step 4. Once you have signed up and completed your first transaction on Mobikwik, you will receive a cashback of Rs. 25 in your Mobikwik wallet.

How to download the Mobikwik app? 

 Mobikwik app is available on Google Play Store, and if you have an iPhone, you can download it from the App Store. Or you can simply click on the download button provided.

Step 1. To download from the Play Store, first, open the Play Store on your smartphone. Then type “Mobikwik” in the search bar. 

Step 2. You’ll see the Mobikwik app appear in the search results.

Step 3. Click on it and press the install button.

Within a few minutes, the Mobikwik app will be downloaded and installed on your phone. That’s how you can download the Mobikwik app from the app store.

Documents for MobiKwik KYC

To do KYC (Know Your Customer) in the Mobikwik app, you need the following documents:

  • PAN Card
  • Voter ID Card/Driving License/Aadhaar Card
  • Mobile Number (should be linked to your bank account)
  • Email ID

When creating an account in the Mobikwik app or upgrading your Mobikwik Wallet, you should have the above documents with you.

How to create an account on Mobikwik?

To create an account on the  app, follow the given steps :

Step 1. First, open the Mobikwik app on your phone.

Step 2. Then, click on the Profile icon.

Step 3. Now, click on the Signup option.

Step 4. After that, you will receive an OTP on the mobile number you provided. Enter the OTP to verify your account. (The OTP is automatically fetched)

Step 5. Once you enter the OTP, your Mobikwik account will be created.

How to do KYC in mobikwik app

To upgrade your transaction limit in the Mobikwik app, you need to complete your KYC. If you complete KYC using your Aadhaar card, you can increase your Mobikwik wallet limit up to 1 lakh rupees. Here are the steps to complete Mobikwik KYC:

Step 1. Open the Mobikwik app.

Step 2. Click on the “Wallet” option.

Step 3. You will see the option to “Upgrade Wallet / KYC Complete.” Click on “Upgrade Now.”

Step 4. Click on the “Aadhaar Card eKYC” option.

Step 5. Enter your Aadhaar number and name, and click on “Verify via OTP.”

Step 6. You will receive an OTP on the mobile number registered with your Aadhaar card. Enter it and then click “Verify.”

Step 7. Your address will be displayed on the screen. If everything is correct, click the “Confirm” button.

Step 8. Your Aadhaar eKYC will be successful after clicking on the “Confirm” button.

Note: After completing Mobikwik KYC, your wallet limit will be increased.

How to use the Mobikwik app?

Using the Mobikwik app is very easy. The Home Page will appear once you log in to the app. You need to click on the “All Services” option. Here, you will find the following options to use:

Transfer Money:

You can use this option to make payments with QR codes or to transfer money from one bank account to another. 

Recharge & Pay Bills:

In this section, you can pay bills for mobile recharge, DTH recharge, electricity bills, credit card bills, etc.

Financial Service:

In this section, you can apply for loans, invest in gold, mutual funds, insurance, etc.

Credit Card Zone:

In this section, you can pay your credit card bills, pay rent, transfer money from your card to your bank account, and add money to your Mobikwik wallet.

Offer for You:

In this section, you can learn about the offers provided by Mobikwik and earn Supercash, redeem Supercash, and refer friends to earn rewards.

More Services:

In this section, you can use options such as a local store, gift card, deals, split bill, auto-payment, pay at the store, redeem the voucher, and transfer money from one Mobikwik wallet to another.

How to Add Money to Mobikwik Wallet?

Follow these simple steps to add money to your Mobikwik wallet:

Step 1. Open the Mobikwik app.

Step 2. Click on the “MY Wallet” option.

How to Add Money to Mobikwik Wallet?

Step 3. Click on the “Add Money” option.

How to Add Money to Mobikwik Wallet?

Step 4. Enter the amount you want to add and click on “Continue.”

How to Add Money to Mobikwik Wallet?

Step 5. Select your payment methods such as Debit Card, Credit Card, or Net Banking.

Step 6. Enter your bank details and confirm the payment.

Once the process is complete, the money will be added to your wallet.

How to transfer money using the MobiKwik app

To transfer money from bank to bank account, follow the steps below:

Step 1. Firstly, you have to open the Mobikwik app.

Step 2. Click on the “UPI Transfer” option.

How to transfer money using the MobiKwik app

Step 3. Then, click on “Bank Transfer”.

How to transfer money using the MobiKwik app

Step 4. Enter the account holder’s name, bank account number, and IFSC code, and click on the “Continue” button.

How to transfer money using the MobiKwik app

Step 5. Enter the amount of money you want to transfer and press the “Arrow” button.

Step 6. Click on the Continue button.

Step 7. Enter your PIN to confirm the payment.

Step 8. Then the money will be transferred to the bank account.

Tips for Using Mobikwik Referral Code

Here are some tips to help you make the most of your Mobikwik referral code:

  1. Share your referral code with as many people as possible.
  2. Encourage your friends and family to sign up and use the app
  1. Make sure your friends use your referral code during sign-up to ensure that you both receive the cashback.
  2. Keep an eye out for cashback and discount offers on the app and use them to save money on your transactions.
  3. Use the cashback you earn to pay your bills, recharge your phone, or transfer it to your bank account.


In conclusion, using the Mobikwik referral code is an easy and effective way to earn money and save money while using the app. By sharing your referral code with friends and family, you can earn up to Rs.75 cashback for each person who signs up using your code. So what are you waiting for? Start sharing your Mobikwik referral code today!

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